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     DISCLOSURES     

GOVERNING LAW. The transactions related to loans will be deemed to have taken place in the offices of Lohit Inc. and according to the laws of Delaware, regardless of where you may be viewing or accessing this site.

TELETRACK. I agree to allow a search of the Teletrack database. The Teletrack database is a national database of consumers and contains information about transactions with lending institutions.

AGREEMENT TO ARBITRATE DISPUTES. All disputes and controversies of every kind and nature between the parties hereto arising out of or in connection with this agreement as to the existence, construction, validity,interpretation or meaning, performance, nonperformance, enforcement, operation, breach, continuance, or termination therefore, as well as whether the controversy or dispute is subject to arbitration, and the amount of any loss or damage, shall be submitted to arbitration in a jurisdiction to be chosen by Lohit Inc. before three arbitrators appointed by the American Arbitration Association pursuant to the commercial rules of the American Arbitration Association in effect at the time any arbitration proceeding is commenced, which rules are hereby incorporated by reference thereto and made a part of this agreement. The foregoing notwithstanding, the company retains the authority to institute an action in any court to recover sums due company by customer hereunder. The arbitration award shall be final and binding upon both parties and judgement upon such arbitration award may be entered in any court having jurisdiction. The parties specifically state their understanding that the check casher cannot be sued in any court or any controversy or dispute. In the event this provision or any part thereof is held to be invalid or unenforceable for any reason, the remaining terms and conditions of this agreement shall not be effected thereby and shall remain in full force and effect.

AGREEMENT NOT TO BRING OR PARTICIPATE IN CLASS ACTIONS. To the extent permitted by law, you agree not to bring, join or participate in any class action as to any claim, dispute or controversy you may have against Lohit Inc. or its employees, officers, directors, assignees and servicers. You agree to the entry of injunctive relief to stop such a lawsuit or to remove yourself as a participant in the suit. This agreement is not a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This agreement not to bring or participate in class action suits is an independent agreement and shall survive the closing and repayment of the loan for which you are applying.

 

EXTENSIONS. Lohit Inc will allow you to extend the original loan for up to 3 times, paying only the finance charges and fees due with each extension. After that you must pay (on loans up to $599.00) a minimum of $50.00 more than the fees due (until the loan principal is fully repaid). On loans of $600.00 or more you must pay a minimum of $100.00 more than the fees due (until the principal is fully repaid).

RETURNED TRANSACTIONS. In the event that any transaction, ACH or EFT debit, that you have authorized returns to Lohit Inc for any reason: (1) you agree to pay a returned check charge of $25.00; (2) in the event that we initiate collection activity on your account, you agree to be responsible for collection fees, court costs and fees, and all reasonable attorney fees, and (3) you authorize Lohit Inc to initiate debits to your account in amounts up to and less than the amount owed until the amount owed is paid in full.

LOAN AMOUNTS AND FEES. Lohit Inc currently provides loans ranging from $100.00 to $1000.00. The finance charge for these loans is based on 485.450 percent APR and the number of days of the loan. See fees for a complete breakdown of amounts and charges for various length loans.

Receive Cash (in 15 minutes) Anytime and Anyday (i.e. Even in the week-ends).
Get up to $1500 automatically deposited in your bank account. We specialize in Internet online pay day loans, which are also known as short term loans and cash advances. If you have no credit, slow credit or bad credit - No Problem! Payday loans are not based on your credit, bacause you give us a post-dated check to cover the loan on your next payday. No one else offers you more online payday.
For all questions, you can contact us:
  Phone: 866-533-3784
  Fax    : 866-751-3784
 
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This service does not constitute an offer or solicitation for Payday Loans, cash advance, cash loan, fast cash and payday advance in all states. This service may or may not be available in your particular state. The states this site services may change from time to time without notice. All aspects and transactions on this site, will be deemed to have taken place in our office in Delaware, regardless of where you may be viewing or accessing this site.